Final Expense or Annuity Application

Final Expense or Annuity Application

PROPOSED INSURED/ANNUITANT INFORMATION
OWNER INFORMATION
REPLACEMENT INFORMATION
BENEFICIARY INFORMATION
MEDICAL INFORMATION
Please answer each question. All applicants must answer Part 1.
Part 1: In the last two years, has the applicant:
If any question in Part 1 is answered YES, you will be issued the Annuity product – you do not need to answer Part 2 (see following page).
MEDICAL INFORMATION (Continued)
If the applicant answers “No” to all of the health questions in Part 1 and Part 2 and signs the application, level death benefit life insurance will be issued. If Part 1 is answered “No” but Part 2 is answered “Yes”, life insurance with limited death benefits during the first two years will be issued. The limited death benefit in the first two years, for causes other than accidental means, is a return of premiums paid with 10% interest compounded annually from the date of each payment to the date of death.
COVERAGE AND PREMIUM PAYMENT INFORMATION
Life Insurance
Annuity
The Maturity Date is the later of attained age 70 or 10 years after the Issue Date unless a later Maturity Date is elected.
All premium checks must be payable to American Century Life. Do not make checks payable to the agent or leave the payee’s name blank.
REPRESENTATIONS AND SIGNATURES
I represent that all statements and answers contained in this Application are full, complete and true as written and correctly recorded. I understand that a material misrepresentation, untrue declaration, or failure to disclose all material facts may result in loss or cancellation of coverage. I agree: (1) this Application and any contract issued on it shall constitute the entire contract of insurance; (2) no person other than the President or Secretary of the Company can act for it or make, modify or discharge any part of the contract or waive any of the Company’s rights and requirements; and (3) No coverage will start unless: (i) a policy is issued; (ii) the policy is accepted; and (iii) the first full premium is paid while all persons to be covered are living and their health remains as stated in this Application. I understand that a copy of this Application will serve as receipt for the amount paid.
WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.